Send money from New Zealand to Nigeria

Compare 5 ways to send money from New Zealand to Nigeria and see how many NGN your recipient really gets.

Sending money from New Zealand to Nigeria: what to know

Your recipient receives money in Nigerian naira (NGN). The mid-market NZD/NGN rate moves daily, so the amount received also depends on the day you send.

Delivery methods compared: mobile money, bank account, cash pickup.

Providers compared: Remitly, WorldRemit, Wise, Western Union, MoneyGram. Prices on this site are estimates: always confirm the final price on the provider’s site.

What your recipient gets (estimates)

You sendYour recipient getsTotal cost
150 NZ$98,340 – 109,542 NGN1.9 – 11.9 %
500 NZ$347,516 – 366,878 NGN1.4 – 6.6 %
1,500 NZ$1,059,878 – 1,102,122 NGN1.3 – 5.1 %

Prices estimated on Nov 8, 2026 at the mid-market rate of Nov 7, 2026, from the least to the most favourable of the 5 providers compared. The provider shows the final price.

Questions

What is the cheapest way to send money from New Zealand to Nigeria?

It depends on the amount, the delivery method and the day. The comparator above ranks providers by what your recipient receives after fees and exchange-rate margin. Always confirm the final price on the provider’s site before you send.

How long does a transfer from New Zealand to Nigeria take?

Delivery time depends on the provider and the delivery method. On this route, by delivery method: mobile money: minutes; bank account: fastest minutes, slowest 1–2 days; cash pickup: minutes. The delivery time is shown for each provider.

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