Send money from the United States to Nigeria

Compare 13 ways to send money from the United States to Nigeria and see how many NGN your recipient really gets.

Sending money from the United States to Nigeria: what to know

Your recipient receives money in Nigerian naira (NGN). The mid-market USD/NGN rate moves daily, so the amount received also depends on the day you send.

Delivery methods compared: mobile money, bank account, cash pickup.

Providers compared: Taptap Send, Sendwave, LemFi, Remitly, WorldRemit, Wise, Western Union, MoneyGram, Ria Money Transfer, Paysend, Xoom (PayPal), Nala, Boss Revolution. Prices on this site are estimates: always confirm the final price on the provider’s site.

What your recipient gets (estimates)

You sendYour recipient getsTotal cost
100 US$120,156 – 132,488 NGN1.3 – 10.5 %
300 US$377,063 – 397,464 NGN1.3 – 6.4 %
1,000 US$1,278,030 – 1,325,471 NGN1.3 – 4.8 %

Prices estimated on Nov 8, 2026 at the mid-market rate of Nov 7, 2026, from the least to the most favourable of the 13 providers compared. The provider shows the final price.

Questions

What is the cheapest way to send money from the United States to Nigeria?

It depends on the amount, the delivery method and the day. The comparator above ranks providers by what your recipient receives after fees and exchange-rate margin. Always confirm the final price on the provider’s site before you send.

How long does a transfer from the United States to Nigeria take?

Delivery time depends on the provider and the delivery method. On this route, by delivery method: mobile money: minutes; bank account: fastest minutes, slowest 1–2 days; cash pickup: minutes. The delivery time is shown for each provider.

Other routes

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