True cost checker

Enter what you pay and what your recipient gets. We reveal the real cost, including the part hidden in the exchange rate.

How it works

  1. Copy the total you pay and the amount received from the provider’s quote.
  2. We compare it with the mid-market rate for the same amount.
  3. The gap is your total cost: the fee plus the margin hidden in the exchange rate.

Questions

What is a good total cost?

Online apps are often between 1% and 3%. Banks and agent networks are often above 4%. These are rules of thumb, not guarantees.

Why include the fee separately?

A fee is visible. The margin on the exchange rate is not, and it is often the bigger part of the cost.

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