Send money from Germany to Nigeria

Compare 12 ways to send money from Germany to Nigeria and see how many NGN your recipient really gets.

Sending money from Germany to Nigeria: what to know

Your recipient receives money in Nigerian naira (NGN). The mid-market EUR/NGN rate moves daily, so the amount received also depends on the day you send.

Delivery methods compared: mobile money, bank account, cash pickup.

Providers compared: Taptap Send, LemFi, Remitly, WorldRemit, Wise, Western Union, MoneyGram, Ria Money Transfer, Paysend, Orange Money, Xoom (PayPal), Nala. Prices on this site are estimates: always confirm the final price on the provider’s site.

What your recipient gets (estimates)

You sendYour recipient getsTotal cost
100 €134,925 – 147,595 NGN1.3 – 9.8 %
300 €421,372 – 442,786 NGN1.3 – 6.1 %
1,000 €1,425,738 – 1,476,701 NGN1.3 – 4.7 %

Prices estimated on Nov 8, 2026 at the mid-market rate of Nov 7, 2026, from the least to the most favourable of the 12 providers compared. The provider shows the final price.

Questions

What is the cheapest way to send money from Germany to Nigeria?

It depends on the amount, the delivery method and the day. The comparator above ranks providers by what your recipient receives after fees and exchange-rate margin. Always confirm the final price on the provider’s site before you send.

How long does a transfer from Germany to Nigeria take?

Delivery time depends on the provider and the delivery method. On this route, by delivery method: mobile money: minutes; bank account: fastest minutes, slowest 1–2 days; cash pickup: minutes. The delivery time is shown for each provider.

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