Terms of use

These terms of use apply to the Au Final website, published by Akin8 (publisher details in the legal notice). By using the site you accept them (article 12).

1. Purpose

Au Final lets you compare, for free, what it costs to send money between Europe, North America, Oceania and West Africa, in both directions, and offers money tools around that comparison (converter, rate alerts, quote checker and planners). These terms set the rules for using the site.

2. What the service is, and what it is not

The site compares offers published by money-transfer providers. It does not send, hold or collect money, it does not sell transfers and it is not a party to any transfer: you contract with the provider you choose, under its own conditions.

It is not a bank, a payment institution, or a financial, legal, tax or accounting adviser. What the site shows is information, not advice.

3. Access and price

The site is free and needs no account. Your connection and device costs are your own. Nothing is sold on the site.

4. The information shown

Exchange rates are daily mid-market rates from public services; when they cannot be reached, a built-in list is used and the page says so. Provider fees, margins and delivery times are estimates, read from the providers’ public pages and from third-party quotes and dated on each page; the provider shows the final price at checkout.

The ranking and the score are calculations on these estimates, not a review or a recommendation. Always check the final price, the limits and the conditions with the provider before you send.

5. Providers, links and advertising

Providers are ranked by what the recipient receives, never by who pays us. Provider names and logos belong to their owners; no provider has endorsed the site. When you click a link to a provider you leave the site, and the provider’s own conditions and privacy policy apply.

Advertising, when it appears, is labelled “Advertisement” and never changes the ranking. If referral fees are added one day, the method page will say so first, and they will not change the ranking either.

6. Your use of the site

You agree to use the site lawfully and not to disrupt it or try to get around its protections. Copying the data of the site in bulk by automated means is not allowed without the written permission of the publisher. Sharing the link of a comparison is welcome.

7. Intellectual property

The texts, the design, the logo and the way the data is put together belong to the publisher or its licensors (see the legal notice). You may use the site for your own needs and quote short extracts that name the site and link to it; any other reproduction needs written permission.

8. Personal data

How personal data is handled is described in the privacy policy.

9. Availability and changes

The publisher works to keep the site available but cannot guarantee that it will never be interrupted, for example because of its host or the rate services it relies on. The service, its coverage and these terms may change; the date of the last update is at the top of this page, and using the site after a change means you accept the new version.

10. Liability

The site is free. To the extent the law allows, the publisher is not liable for the consequences of decisions taken from the information shown, for example a final price, a delay or a limit that differs from the estimate, or a transfer made with a provider.

Nothing in these terms limits a liability that the law does not allow to be limited, such as one for intentional or gross fault, or the mandatory consumer rights you hold where you live.

11. Applicable law and disputes

These terms are governed by the law of the Province of Québec and the federal laws of Canada that apply there. If you have a problem, write to contact@aufinal.com: we will look for a friendly solution first. Failing that, the courts of the judicial district of Longueuil (Québec) have jurisdiction, without removing the mandatory consumer-protection rights you hold under the law of the country where you live.

12. How to accept these terms

There is nothing to sign and nothing to pay: you accept these terms by using the site. If you do not agree with them, please stop using it.