Send money to Ghana

Compare 16 providers to send money to Ghana from 35 countries and see how many GHS your recipient really gets.

Sending money to Ghana: what to know

Your recipient receives money in Ghanaian cedi (GHS). The Ghanaian cedi exchange rate moves daily, so the amount your recipient gets also depends on the day you send.

Delivery methods compared: mobile money (local wallets such as MTN MoMo, Telecel Cash, AirtelTigo Money), bank account, cash pickup.

Providers compared: Taptap Send, Sendwave, LemFi, WorldRemit, Wise, Western Union, MoneyGram, Ria Money Transfer, Orange Money, Remitly, Paysend, Remitbee, Xoom (PayPal), Pangea, Nala, Boss Revolution. Prices on this site are estimates: always confirm the final price on the provider’s site.

Choose where you send from

  • France → GhanaSend 300 €: your recipient gets 3,676.76 – 3,863.62 GHS · total cost 1.3 – 6.1 %
  • Canada → GhanaSend 400 CA$: your recipient gets 3,099.05 – 3,272.93 GHS · total cost 1.3 – 6.5 %
  • United States → GhanaSend 300 US$: your recipient gets 3,290.14 – 3,468.15 GHS · total cost 1.3 – 6.4 %
  • United Kingdom → GhanaSend 250 £: your recipient gets 3,672.34 – 3,859.02 GHS · total cost 1.3 – 6.1 %
  • Spain → GhanaSend 300 €: your recipient gets 3,676.76 – 3,863.62 GHS · total cost 1.3 – 6.1 %
  • Italy → GhanaSend 300 €: your recipient gets 3,676.76 – 3,863.62 GHS · total cost 1.3 – 6.1 %
  • Germany → GhanaSend 300 €: your recipient gets 3,676.76 – 3,863.62 GHS · total cost 1.3 – 6.1 %
  • Belgium → GhanaSend 300 €: your recipient gets 3,676.76 – 3,863.62 GHS · total cost 1.3 – 6.1 %
  • Netherlands → GhanaSend 300 €: your recipient gets 3,676.76 – 3,863.62 GHS · total cost 1.3 – 6.1 %
  • Switzerland → GhanaSend 300 CHF: your recipient gets 4,035.08 – 4,227.86 GHS · total cost 1.4 – 5.9 %
  • Luxembourg → GhanaSend 300 €: your recipient gets 3,676.76 – 3,863.62 GHS · total cost 1.3 – 6.1 %
  • Poland → GhanaSend 1,500 PLN: your recipient gets 4,198.76 – 4,397.51 GHS · total cost 1.3 – 5.8 %
  • Portugal → GhanaSend 300 €: your recipient gets 3,676.76 – 3,863.62 GHS · total cost 1.3 – 6.1 %
  • Ireland → GhanaSend 300 €: your recipient gets 3,676.76 – 3,863.62 GHS · total cost 1.3 – 6.1 %
  • Austria → GhanaSend 300 €: your recipient gets 3,676.76 – 3,863.62 GHS · total cost 1.3 – 6.1 %
  • Australia → GhanaSend 500 A$: your recipient gets 3,779.94 – 3,969.15 GHS · total cost 1.3 – 6.0 %
  • Finland → GhanaSend 300 €: your recipient gets 3,676.76 – 3,863.62 GHS · total cost 1.3 – 6.1 %
  • Greece → GhanaSend 300 €: your recipient gets 3,676.76 – 3,863.62 GHS · total cost 1.3 – 6.1 %
  • Cyprus → GhanaSend 300 €: your recipient gets 3,676.76 – 3,863.62 GHS · total cost 1.3 – 6.1 %
  • Denmark → GhanaSend 2,000 DKK: your recipient gets 3,268.45 – 3,446.00 GHS · total cost 1.3 – 6.4 %
  • Norway → GhanaSend 3,000 NOK: your recipient gets 3,481.24 – 3,663.64 GHS · total cost 1.3 – 6.2 %
  • Sweden → GhanaSend 3,000 SEK: your recipient gets 3,326.75 – 3,505.62 GHS · total cost 1.3 – 6.3 %
  • Estonia → GhanaSend 300 €: your recipient gets 3,676.76 – 3,863.62 GHS · total cost 1.3 – 6.1 %
  • Lithuania → GhanaSend 300 €: your recipient gets 3,676.76 – 3,861.01 GHS · total cost 1.4 – 6.1 %
  • Malta → GhanaSend 300 €: your recipient gets 3,676.76 – 3,863.62 GHS · total cost 1.3 – 6.1 %
  • Romania → GhanaSend 1,500 RON: your recipient gets 3,436.76 – 3,618.14 GHS · total cost 1.3 – 6.2 %
  • Slovakia → GhanaSend 300 €: your recipient gets 3,676.76 – 3,863.62 GHS · total cost 1.3 – 6.1 %
  • Croatia → GhanaSend 300 €: your recipient gets 3,676.76 – 3,863.62 GHS · total cost 1.3 – 6.1 %
  • Czechia → GhanaSend 7,500 CZK: your recipient gets 3,781.95 – 3,971.20 GHS · total cost 1.3 – 6.0 %
  • Hungary → GhanaSend 120,000 HUF: your recipient gets 4,060.75 – 4,256.35 GHS · total cost 1.3 – 5.8 %
  • Latvia → GhanaSend 300 €: your recipient gets 3,676.76 – 3,861.01 GHS · total cost 1.4 – 6.1 %
  • Bulgaria → GhanaSend 300 €: your recipient gets 3,676.76 – 3,861.01 GHS · total cost 1.4 – 6.1 %
  • Iceland → GhanaSend 40,000 ISK: your recipient gets 3,582.31 – 3,764.30 GHS · total cost 1.4 – 6.1 %
  • New Zealand → GhanaSend 500 NZ$: your recipient gets 3,032.32 – 3,201.26 GHS · total cost 1.4 – 6.6 %
  • Slovenia → GhanaSend 300 €: your recipient gets 3,676.76 – 3,861.01 GHS · total cost 1.4 – 6.1 %

Prices estimated on Nov 8, 2026 at the mid-market rate of Nov 7, 2026, from the least to the most favourable of the providers compared on each route. The provider shows the final price.

Questions

What is the cheapest way to send money to Ghana?

It depends on the amount, the delivery method and the country you send from. Open the route from your country below: the comparator ranks providers by what your recipient receives after fees and exchange-rate margin. Always confirm the final price on the provider’s site before you send.

Which mobile money services can receive money in Ghana?

MTN MoMo, Telecel Cash and AirtelTigo Money are the mobile money wallets we list for Ghana. Which one your recipient can use depends on the provider and the sending country.

Which currency does my recipient receive in Ghana?

Your recipient receives Ghanaian cedi (GHS). The Ghanaian cedi exchange rate moves daily, so the amount your recipient gets also depends on the day you send.

Other countries you can send to

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